Frequently Asked Questions

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 Moe Legacy specializes in credit repair, credit building, and business funding solutions. We help clients improve their credit scores, dispute inaccuracies on their credit reports, and secure funding to grow their businesses. 

 Credit repair is the process of removing inaccuracies, errors, and outdated information from your credit report to improve your credit score. 

 Yes, credit repair is legal. The Fair Credit Reporting Act (FCRA) gives you the right to dispute inaccurate information on your credit report. 

 The time it takes to repair your credit depends on the complexity of your credit report and the number of errors that need to be addressed. It can take anywhere from a few weeks to several months. 

 No, credit repair cannot guarantee a specific credit score increase. However, the removal of inaccurate information and the addition of positive credit information can improve your credit score. 

 The cost of credit repair varies depending on the company you choose and the complexity of your credit report. Typically, credit repair companies charge a monthly fee ranging from a few hundred to a thousand. 

 You can improve your credit score by paying your bills on time, reducing your debt-to-credit ratio, and disputing any inaccuracies on your credit report. 

 Credit repair itself will not affect your credit score. However, if negative items are removed from your credit report, your credit score may improve. 

 Look for a company that is transparent about its pricing and services, provides a free consultation, and has positive reviews and ratings from customers and third-party organizations like the Better Business Bureau. 

 We help businesses secure funding such as startup capital, working capital, equipment financing, and lines of credit. Depending on your credit profile and business needs, we can connect you with funding options of $100,000+ at 0% interest for up to a year. 

 Yes! We offer tailored solutions for clients with varying credit scores. In some cases, we can help you secure funding while also working to improve your credit. 

 Yes, according to federal law, you are entitled to one free credit report per year from each of the three major credit bureaus (Equifax, Experian, and TransUnion). 

 Getting started is easy! Simply schedule your free consultation with Moe Legacy, and our team will guide you through the next steps to repair your credit, build your financial profile, or secure funding for your business. 

 Yes, we prioritize your privacy and confidentiality. All client information is securely handled and only used for the purpose of providing our services. 

 At Moe Legacy, we pride ourselves on transparency, personalized service, and a proven track record of success. We don’t just fix credit; we empower clients with tools and strategies for long-term financial growth and success. 

While we require you to store your credit card to pay for your services, we utilize a tokenization system that only accesses your information when it is necessary to make a payment. Your card number is encrypted and stored off-site so that you’re protected from the damage of a data breach.